KPT CPTwin.win — Region 1, Schaffhausen
Region 1, Schaffhausen: the CPTwin.win model from KPT costs CHF 564.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 564.60, CPTwin.win is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 393.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 564.60 | CHF 525.10 |
| 500 | CHF 553.00 | CHF 514.30 |
| 1'000 | CHF 523.80 | CHF 487.10 |
| 1'500 | CHF 494.60 | CHF 460.00 |
| 2'500 | CHF 436.30 | CHF 405.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 453.40 | CHF 421.70 |
| 500 | CHF 441.80 | CHF 410.90 |
| 1'000 | CHF 412.60 | CHF 383.70 |
| 1'500 | CHF 383.40 | CHF 356.60 |
| 2'500 | CHF 325.10 | CHF 302.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.50 | CHF 124.10 |
| 200 | CHF 122.60 | CHF 114.00 |
| 400 | CHF 111.80 | CHF 103.90 |
| 600 | CHF 100.90 | CHF 93.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.