KPT CPTwin.win — Geneva
Geneva: the CPTwin.win model from KPT costs CHF 707.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 707.60, CPTwin.win is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 523.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 707.60 | CHF 658.10 |
| 500 | CHF 696.00 | CHF 647.30 |
| 1'000 | CHF 666.80 | CHF 620.10 |
| 1'500 | CHF 637.60 | CHF 593.00 |
| 2'500 | CHF 579.30 | CHF 538.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 567.90 | CHF 528.10 |
| 500 | CHF 556.30 | CHF 517.40 |
| 1'000 | CHF 527.10 | CHF 490.20 |
| 1'500 | CHF 497.90 | CHF 463.00 |
| 2'500 | CHF 439.60 | CHF 408.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 167.80 | CHF 156.00 |
| 200 | CHF 157.00 | CHF 146.00 |
| 400 | CHF 146.10 | CHF 135.80 |
| 600 | CHF 135.20 | CHF 125.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.