KPT CPTwin.win — Region 2, Grisons
Region 2, Grisons: the CPTwin.win model from KPT costs CHF 509.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 509.40, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 344.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 509.40 | CHF 473.70 |
| 500 | CHF 497.80 | CHF 463.00 |
| 1'000 | CHF 468.60 | CHF 435.80 |
| 1'500 | CHF 439.40 | CHF 408.60 |
| 2'500 | CHF 381.10 | CHF 354.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 409.30 | CHF 380.60 |
| 500 | CHF 397.70 | CHF 369.90 |
| 1'000 | CHF 368.50 | CHF 342.70 |
| 1'500 | CHF 339.30 | CHF 315.50 |
| 2'500 | CHF 281.00 | CHF 261.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.20 | CHF 111.70 |
| 200 | CHF 109.40 | CHF 101.70 |
| 400 | CHF 98.50 | CHF 91.60 |
| 600 | CHF 87.60 | CHF 81.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.