KPT CPTwin.win — Nidwalden
Nidwalden: the CPTwin.win model from KPT costs CHF 468.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 468.90, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 307.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 468.90 | CHF 436.10 |
| 500 | CHF 457.30 | CHF 425.30 |
| 1'000 | CHF 428.10 | CHF 398.10 |
| 1'500 | CHF 398.90 | CHF 371.00 |
| 2'500 | CHF 340.60 | CHF 316.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 376.90 | CHF 350.50 |
| 500 | CHF 365.30 | CHF 339.70 |
| 1'000 | CHF 336.10 | CHF 312.60 |
| 1'500 | CHF 306.90 | CHF 285.40 |
| 2'500 | CHF 248.60 | CHF 231.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.50 | CHF 102.70 |
| 200 | CHF 99.70 | CHF 92.70 |
| 400 | CHF 88.90 | CHF 82.60 |
| 600 | CHF 77.90 | CHF 72.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.