KPT CPTwin.win — Region 2, Fribourg
Region 2, Fribourg: the CPTwin.win model from KPT costs CHF 526.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 526.70, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 360.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 526.70 | CHF 489.80 |
| 500 | CHF 515.10 | CHF 479.00 |
| 1'000 | CHF 485.90 | CHF 451.90 |
| 1'500 | CHF 456.70 | CHF 424.70 |
| 2'500 | CHF 398.40 | CHF 370.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.20 | CHF 393.60 |
| 500 | CHF 411.60 | CHF 382.80 |
| 1'000 | CHF 382.40 | CHF 355.60 |
| 1'500 | CHF 353.20 | CHF 328.50 |
| 2'500 | CHF 294.90 | CHF 274.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.40 | CHF 115.60 |
| 200 | CHF 113.60 | CHF 105.60 |
| 400 | CHF 102.60 | CHF 95.40 |
| 600 | CHF 91.80 | CHF 85.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.