KPT CPTwin.win — Region 2, Schaffhausen
Region 2, Schaffhausen: the CPTwin.win model from KPT costs CHF 524.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 524.40, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 357.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 524.40 | CHF 487.70 |
| 500 | CHF 512.80 | CHF 476.90 |
| 1'000 | CHF 483.60 | CHF 449.70 |
| 1'500 | CHF 454.40 | CHF 422.60 |
| 2'500 | CHF 396.10 | CHF 368.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 421.30 | CHF 391.80 |
| 500 | CHF 409.70 | CHF 381.00 |
| 1'000 | CHF 380.50 | CHF 353.90 |
| 1'500 | CHF 351.30 | CHF 326.70 |
| 2'500 | CHF 293.00 | CHF 272.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.80 | CHF 115.10 |
| 200 | CHF 113.00 | CHF 105.00 |
| 400 | CHF 102.10 | CHF 94.90 |
| 600 | CHF 91.20 | CHF 84.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.