KPT CPTwin.win — Basel-Stadt
Basel-Stadt: the CPTwin.win model from KPT costs CHF 684.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 684.90, CPTwin.win is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 502.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 684.90 | CHF 637.00 |
| 500 | CHF 673.30 | CHF 626.20 |
| 1'000 | CHF 644.10 | CHF 599.00 |
| 1'500 | CHF 614.90 | CHF 571.90 |
| 2'500 | CHF 556.60 | CHF 517.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 549.70 | CHF 511.20 |
| 500 | CHF 538.10 | CHF 500.40 |
| 1'000 | CHF 508.90 | CHF 473.30 |
| 1'500 | CHF 479.70 | CHF 446.10 |
| 2'500 | CHF 421.40 | CHF 391.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 162.30 | CHF 150.90 |
| 200 | CHF 151.60 | CHF 140.90 |
| 400 | CHF 140.60 | CHF 130.70 |
| 600 | CHF 129.70 | CHF 120.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.