KPT CPTwin.win — Glarus
Glarus: the CPTwin.win model from KPT costs CHF 499.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 499.30, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 334.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 499.30 | CHF 464.30 |
| 500 | CHF 487.70 | CHF 453.60 |
| 1'000 | CHF 458.50 | CHF 426.40 |
| 1'500 | CHF 429.30 | CHF 399.20 |
| 2'500 | CHF 371.00 | CHF 345.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 401.30 | CHF 373.20 |
| 500 | CHF 389.70 | CHF 362.40 |
| 1'000 | CHF 360.50 | CHF 335.30 |
| 1'500 | CHF 331.30 | CHF 308.10 |
| 2'500 | CHF 273.00 | CHF 253.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.80 | CHF 109.50 |
| 200 | CHF 106.90 | CHF 99.40 |
| 400 | CHF 96.10 | CHF 89.30 |
| 600 | CHF 85.20 | CHF 79.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.