KPT CPTwin.win — Region 1, Fribourg
Region 1, Fribourg: the CPTwin.win model from KPT costs CHF 579.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 579.70, CPTwin.win is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 408.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 579.70 | CHF 539.10 |
| 500 | CHF 568.10 | CHF 528.30 |
| 1'000 | CHF 538.90 | CHF 501.20 |
| 1'500 | CHF 509.70 | CHF 474.00 |
| 2'500 | CHF 451.40 | CHF 419.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 465.60 | CHF 433.00 |
| 500 | CHF 454.00 | CHF 422.20 |
| 1'000 | CHF 424.80 | CHF 395.10 |
| 1'500 | CHF 395.60 | CHF 367.90 |
| 2'500 | CHF 337.30 | CHF 313.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.00 | CHF 127.40 |
| 200 | CHF 126.30 | CHF 117.40 |
| 400 | CHF 115.40 | CHF 107.30 |
| 600 | CHF 104.60 | CHF 97.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.