KPT CPTwin.win — Region 1, Ticino
Region 1, Ticino: the CPTwin.win model from KPT costs CHF 655.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 655.80, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 945.60 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 655.80 | CHF 609.90 |
| 500 | CHF 644.20 | CHF 599.10 |
| 1'000 | CHF 615.00 | CHF 572.00 |
| 1'500 | CHF 585.80 | CHF 544.80 |
| 2'500 | CHF 527.50 | CHF 490.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 528.00 | CHF 491.00 |
| 500 | CHF 516.40 | CHF 480.30 |
| 1'000 | CHF 487.20 | CHF 453.10 |
| 1'500 | CHF 458.00 | CHF 425.90 |
| 2'500 | CHF 399.70 | CHF 371.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 153.50 | CHF 142.70 |
| 200 | CHF 143.40 | CHF 133.30 |
| 400 | CHF 133.20 | CHF 123.80 |
| 600 | CHF 123.10 | CHF 114.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.