KPT CPTwin.win — Region 2, Ticino
Region 2, Ticino: the CPTwin.win model from KPT costs CHF 604.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 604.20, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 853.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 604.20 | CHF 561.90 |
| 500 | CHF 592.60 | CHF 551.10 |
| 1'000 | CHF 563.40 | CHF 524.00 |
| 1'500 | CHF 534.20 | CHF 496.80 |
| 2'500 | CHF 475.90 | CHF 442.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 486.70 | CHF 452.60 |
| 500 | CHF 475.10 | CHF 441.80 |
| 1'000 | CHF 445.90 | CHF 414.70 |
| 1'500 | CHF 416.70 | CHF 387.50 |
| 2'500 | CHF 358.40 | CHF 333.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.10 | CHF 131.20 |
| 200 | CHF 131.00 | CHF 121.80 |
| 400 | CHF 120.90 | CHF 112.40 |
| 600 | CHF 110.70 | CHF 102.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.