KPT CPTwin.win — Uri
Uri: the CPTwin.win model from KPT costs CHF 466.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 466.10, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 304.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 466.10 | CHF 433.50 |
| 500 | CHF 454.50 | CHF 422.70 |
| 1'000 | CHF 425.30 | CHF 395.50 |
| 1'500 | CHF 396.10 | CHF 368.40 |
| 2'500 | CHF 337.80 | CHF 314.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 374.70 | CHF 348.50 |
| 500 | CHF 363.10 | CHF 337.70 |
| 1'000 | CHF 333.90 | CHF 310.50 |
| 1'500 | CHF 304.70 | CHF 283.40 |
| 2'500 | CHF 246.40 | CHF 229.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.80 | CHF 102.10 |
| 200 | CHF 99.10 | CHF 92.10 |
| 400 | CHF 88.20 | CHF 82.00 |
| 600 | CHF 77.30 | CHF 71.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.