KPT CPTwin.win — Region 2, Valais
Region 2, Valais: the CPTwin.win model from KPT costs CHF 495.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 495.10, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 331.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 495.10 | CHF 460.40 |
| 500 | CHF 483.50 | CHF 449.70 |
| 1'000 | CHF 454.30 | CHF 422.50 |
| 1'500 | CHF 425.10 | CHF 395.30 |
| 2'500 | CHF 366.80 | CHF 341.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 397.90 | CHF 370.00 |
| 500 | CHF 386.30 | CHF 359.30 |
| 1'000 | CHF 357.10 | CHF 332.10 |
| 1'500 | CHF 327.90 | CHF 304.90 |
| 2'500 | CHF 269.60 | CHF 250.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.70 | CHF 108.50 |
| 200 | CHF 106.00 | CHF 98.50 |
| 400 | CHF 95.10 | CHF 88.40 |
| 600 | CHF 84.10 | CHF 78.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.