KPT CPTwin.win — Region 1, Vaud
Region 1, Vaud: the CPTwin.win model from KPT costs CHF 702.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 702.30, CPTwin.win is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 518.40 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 702.30 | CHF 653.10 |
| 500 | CHF 690.70 | CHF 642.40 |
| 1'000 | CHF 661.50 | CHF 615.20 |
| 1'500 | CHF 632.30 | CHF 588.00 |
| 2'500 | CHF 574.00 | CHF 533.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 563.60 | CHF 524.10 |
| 500 | CHF 552.00 | CHF 513.40 |
| 1'000 | CHF 522.80 | CHF 486.20 |
| 1'500 | CHF 493.60 | CHF 459.00 |
| 2'500 | CHF 435.30 | CHF 404.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.50 | CHF 154.80 |
| 200 | CHF 155.60 | CHF 144.70 |
| 400 | CHF 144.80 | CHF 134.60 |
| 600 | CHF 133.90 | CHF 124.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.