KPT CPTwin.win — Region 2, Vaud
Region 2, Vaud: the CPTwin.win model from KPT costs CHF 633.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 633.10, CPTwin.win is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 456.00 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 633.10 | CHF 588.80 |
| 500 | CHF 621.50 | CHF 578.00 |
| 1'000 | CHF 592.30 | CHF 550.80 |
| 1'500 | CHF 563.10 | CHF 523.70 |
| 2'500 | CHF 504.80 | CHF 469.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 508.30 | CHF 472.70 |
| 500 | CHF 496.70 | CHF 461.90 |
| 1'000 | CHF 467.50 | CHF 434.80 |
| 1'500 | CHF 438.30 | CHF 407.60 |
| 2'500 | CHF 380.00 | CHF 353.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 149.90 | CHF 139.40 |
| 200 | CHF 139.20 | CHF 129.40 |
| 400 | CHF 128.20 | CHF 119.20 |
| 600 | CHF 117.40 | CHF 109.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.