KPT CPTwin.win — Zug
Zug: the CPTwin.win model from KPT costs CHF 381.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 381.90, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 229.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 381.90 | CHF 355.20 |
| 500 | CHF 370.30 | CHF 344.40 |
| 1'000 | CHF 341.10 | CHF 317.20 |
| 1'500 | CHF 311.90 | CHF 290.10 |
| 2'500 | CHF 253.60 | CHF 235.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 307.30 | CHF 285.80 |
| 500 | CHF 295.70 | CHF 275.00 |
| 1'000 | CHF 266.50 | CHF 247.80 |
| 1'500 | CHF 237.30 | CHF 220.70 |
| 2'500 | CHF 179.00 | CHF 166.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 89.60 | CHF 83.30 |
| 200 | CHF 78.80 | CHF 73.20 |
| 400 | CHF 67.90 | CHF 63.10 |
| 600 | CHF 57.00 | CHF 53.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.