KPT CPTwin.win — Region 1, Zurich
Region 1, Zurich: the CPTwin.win model from KPT costs CHF 564.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 564.60, CPTwin.win is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 997.20 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 564.60 | CHF 525.10 |
| 500 | CHF 553.00 | CHF 514.30 |
| 1'000 | CHF 523.80 | CHF 487.10 |
| 1'500 | CHF 494.60 | CHF 460.00 |
| 2'500 | CHF 436.30 | CHF 405.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 455.80 | CHF 423.90 |
| 500 | CHF 444.20 | CHF 413.10 |
| 1'000 | CHF 415.00 | CHF 386.00 |
| 1'500 | CHF 385.80 | CHF 358.80 |
| 2'500 | CHF 327.50 | CHF 304.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.60 | CHF 121.40 |
| 200 | CHF 120.90 | CHF 112.40 |
| 400 | CHF 111.00 | CHF 103.20 |
| 600 | CHF 101.20 | CHF 94.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.