KPT CPTwin.win — Region 2, Zurich
Region 2, Zurich: the CPTwin.win model from KPT costs CHF 492.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 492.10, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 958.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 492.10 | CHF 457.70 |
| 500 | CHF 480.50 | CHF 446.90 |
| 1'000 | CHF 451.30 | CHF 419.70 |
| 1'500 | CHF 422.10 | CHF 392.60 |
| 2'500 | CHF 363.80 | CHF 338.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 398.30 | CHF 370.40 |
| 500 | CHF 386.70 | CHF 359.60 |
| 1'000 | CHF 357.50 | CHF 332.50 |
| 1'500 | CHF 328.30 | CHF 305.30 |
| 2'500 | CHF 270.00 | CHF 251.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.70 | CHF 104.80 |
| 200 | CHF 103.20 | CHF 95.90 |
| 400 | CHF 93.60 | CHF 87.00 |
| 600 | CHF 84.00 | CHF 78.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.