KPT CPTwin.win — Region 3, Zurich
Region 3, Zurich: the CPTwin.win model from KPT costs CHF 516.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 516.00, CPTwin.win is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, CPTwin.win costs CHF 574.80 less per year than KPT's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 516.00 | CHF 479.90 |
| 500 | CHF 504.40 | CHF 469.10 |
| 1'000 | CHF 475.20 | CHF 441.90 |
| 1'500 | CHF 446.00 | CHF 414.80 |
| 2'500 | CHF 387.70 | CHF 360.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 415.60 | CHF 386.50 |
| 500 | CHF 404.00 | CHF 375.70 |
| 1'000 | CHF 374.80 | CHF 348.60 |
| 1'500 | CHF 345.60 | CHF 321.40 |
| 2'500 | CHF 287.30 | CHF 267.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.50 | CHF 112.00 |
| 200 | CHF 110.20 | CHF 102.40 |
| 400 | CHF 99.80 | CHF 92.80 |
| 600 | CHF 89.40 | CHF 83.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.