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ÖKK Télémédecine — Region 3, Zurich

Region 3, Zurich: the Télémédecine model from ÖKK costs CHF 465.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 465.80, Télémédecine is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Télémédecine costs CHF 518.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 465.80CHF 433.20
500CHF 454.20CHF 422.50
1'000CHF 425.00CHF 395.30
1'500CHF 395.80CHF 368.10
2'000CHF 366.70CHF 341.10
2'500CHF 337.50CHF 313.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 349.40CHF 325.00
500CHF 337.80CHF 314.20
1'000CHF 308.60CHF 287.00
1'500CHF 279.40CHF 259.90
2'000CHF 250.30CHF 232.80
2'500CHF 221.10CHF 205.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 102.50CHF 95.40
200CHF 90.90CHF 84.60
400CHF 79.20CHF 73.70
600CHF 67.50CHF 62.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.