Philos PrimaCare — Aargau
Aargau: the PrimaCare model from Philos costs CHF 546.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 546.00, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 768.00 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 546.00 | CHF 507.80 |
| 500 | CHF 534.50 | CHF 497.10 |
| 1'000 | CHF 505.50 | CHF 470.10 |
| 1'500 | CHF 476.00 | CHF 442.70 |
| 2'000 | CHF 447.00 | CHF 415.70 |
| 2'500 | CHF 418.00 | CHF 388.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 407.90 | CHF 379.30 |
| 500 | CHF 396.40 | CHF 368.60 |
| 1'000 | CHF 367.40 | CHF 341.70 |
| 1'500 | CHF 337.90 | CHF 314.20 |
| 2'000 | CHF 308.90 | CHF 287.20 |
| 2'500 | CHF 279.90 | CHF 260.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.20 | CHF 131.30 |
| 100 | CHF 135.40 | CHF 125.90 |
| 200 | CHF 129.60 | CHF 120.50 |
| 300 | CHF 123.70 | CHF 115.00 |
| 400 | CHF 117.90 | CHF 109.70 |
| 500 | CHF 112.10 | CHF 104.30 |
| 600 | CHF 106.20 | CHF 98.80 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.