Philos PrimaCare — Schwyz
Schwyz: the PrimaCare model from Philos costs CHF 518.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 518.80, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 729.60 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 518.80 | CHF 482.50 |
| 500 | CHF 507.30 | CHF 471.80 |
| 1'000 | CHF 478.30 | CHF 444.80 |
| 1'500 | CHF 448.80 | CHF 417.40 |
| 2'000 | CHF 419.80 | CHF 390.40 |
| 2'500 | CHF 390.80 | CHF 363.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.40 | CHF 363.10 |
| 500 | CHF 378.90 | CHF 352.40 |
| 1'000 | CHF 349.90 | CHF 325.40 |
| 1'500 | CHF 320.40 | CHF 298.00 |
| 2'000 | CHF 291.40 | CHF 271.00 |
| 2'500 | CHF 262.40 | CHF 244.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.70 | CHF 124.40 |
| 100 | CHF 127.90 | CHF 119.00 |
| 200 | CHF 122.10 | CHF 113.60 |
| 300 | CHF 116.20 | CHF 108.10 |
| 400 | CHF 110.40 | CHF 102.70 |
| 500 | CHF 104.60 | CHF 97.30 |
| 600 | CHF 98.70 | CHF 91.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.