Philos PrimaCare — Region 1, Fribourg
Region 1, Fribourg: the PrimaCare model from Philos costs CHF 573.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 573.20, PrimaCare is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 806.40 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 573.20 | CHF 533.10 |
| 500 | CHF 561.70 | CHF 522.40 |
| 1'000 | CHF 532.70 | CHF 495.40 |
| 1'500 | CHF 503.20 | CHF 468.00 |
| 2'000 | CHF 474.20 | CHF 441.00 |
| 2'500 | CHF 445.20 | CHF 414.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 440.90 | CHF 410.00 |
| 500 | CHF 429.40 | CHF 399.30 |
| 1'000 | CHF 400.40 | CHF 372.40 |
| 1'500 | CHF 370.90 | CHF 344.90 |
| 2'000 | CHF 341.90 | CHF 318.00 |
| 2'500 | CHF 312.90 | CHF 291.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 156.70 | CHF 145.70 |
| 100 | CHF 150.90 | CHF 140.30 |
| 200 | CHF 145.10 | CHF 134.90 |
| 300 | CHF 139.20 | CHF 129.40 |
| 400 | CHF 133.40 | CHF 124.00 |
| 500 | CHF 127.60 | CHF 118.60 |
| 600 | CHF 121.70 | CHF 113.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.