Philos PrimaCare — Glarus
Glarus: the PrimaCare model from Philos costs CHF 465.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 465.40, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 655.20 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 465.40 | CHF 432.90 |
| 500 | CHF 453.90 | CHF 422.20 |
| 1'000 | CHF 424.90 | CHF 395.20 |
| 1'500 | CHF 395.40 | CHF 367.80 |
| 2'000 | CHF 366.40 | CHF 340.80 |
| 2'500 | CHF 337.40 | CHF 313.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 366.50 | CHF 340.90 |
| 500 | CHF 355.00 | CHF 330.20 |
| 1'000 | CHF 326.00 | CHF 303.20 |
| 1'500 | CHF 296.50 | CHF 275.80 |
| 2'000 | CHF 267.50 | CHF 248.80 |
| 2'500 | CHF 238.50 | CHF 221.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.70 | CHF 109.50 |
| 100 | CHF 111.90 | CHF 104.10 |
| 200 | CHF 106.10 | CHF 98.70 |
| 300 | CHF 100.20 | CHF 93.20 |
| 400 | CHF 94.40 | CHF 87.80 |
| 500 | CHF 88.60 | CHF 82.40 |
| 600 | CHF 82.70 | CHF 76.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.