Philos PrimaCare — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: the PrimaCare model from Philos costs CHF 654.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 654.60, PrimaCare is not the lowest premium here: Sanitas goes down to CHF 558.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 920.40 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 654.60 | CHF 608.70 |
| 500 | CHF 643.10 | CHF 598.10 |
| 1'000 | CHF 614.10 | CHF 571.10 |
| 1'500 | CHF 584.60 | CHF 543.60 |
| 2'000 | CHF 555.60 | CHF 516.70 |
| 2'500 | CHF 526.60 | CHF 489.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 509.00 | CHF 473.30 |
| 500 | CHF 497.50 | CHF 462.70 |
| 1'000 | CHF 468.50 | CHF 435.70 |
| 1'500 | CHF 439.00 | CHF 408.20 |
| 2'000 | CHF 410.00 | CHF 381.30 |
| 2'500 | CHF 381.00 | CHF 354.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.50 | CHF 154.80 |
| 100 | CHF 160.70 | CHF 149.40 |
| 200 | CHF 154.90 | CHF 144.00 |
| 300 | CHF 149.00 | CHF 138.50 |
| 400 | CHF 143.20 | CHF 133.10 |
| 500 | CHF 137.40 | CHF 127.70 |
| 600 | CHF 131.50 | CHF 122.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.