Philos PrimaCare — Jura
Jura: the PrimaCare model from Philos costs CHF 625.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 625.90, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 880.80 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 625.90 | CHF 582.10 |
| 500 | CHF 614.40 | CHF 571.40 |
| 1'000 | CHF 585.40 | CHF 544.40 |
| 1'500 | CHF 555.90 | CHF 517.00 |
| 2'000 | CHF 526.90 | CHF 490.00 |
| 2'500 | CHF 497.90 | CHF 463.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.30 | CHF 458.80 |
| 500 | CHF 481.80 | CHF 448.10 |
| 1'000 | CHF 452.80 | CHF 421.10 |
| 1'500 | CHF 423.30 | CHF 393.70 |
| 2'000 | CHF 394.30 | CHF 366.70 |
| 2'500 | CHF 365.30 | CHF 339.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 143.80 | CHF 133.70 |
| 100 | CHF 138.00 | CHF 128.30 |
| 200 | CHF 132.20 | CHF 122.90 |
| 300 | CHF 126.30 | CHF 117.50 |
| 400 | CHF 120.50 | CHF 112.10 |
| 500 | CHF 114.70 | CHF 106.70 |
| 600 | CHF 108.80 | CHF 101.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.