Philos PrimaCare — Solothurn
Solothurn: the PrimaCare model from Philos costs CHF 574.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 574.60, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 807.60 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 574.60 | CHF 534.30 |
| 500 | CHF 563.10 | CHF 523.60 |
| 1'000 | CHF 534.10 | CHF 496.70 |
| 1'500 | CHF 504.60 | CHF 469.20 |
| 2'000 | CHF 475.60 | CHF 442.30 |
| 2'500 | CHF 446.60 | CHF 415.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 441.00 | CHF 410.10 |
| 500 | CHF 429.50 | CHF 399.40 |
| 1'000 | CHF 400.50 | CHF 372.50 |
| 1'500 | CHF 371.00 | CHF 345.00 |
| 2'000 | CHF 342.00 | CHF 318.10 |
| 2'500 | CHF 313.00 | CHF 291.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 132.70 | CHF 123.40 |
| 100 | CHF 126.90 | CHF 118.00 |
| 200 | CHF 121.10 | CHF 112.60 |
| 300 | CHF 115.20 | CHF 107.10 |
| 400 | CHF 109.40 | CHF 101.70 |
| 500 | CHF 103.60 | CHF 96.30 |
| 600 | CHF 97.70 | CHF 90.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.