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Sophie

Philos PrimaCare — Region 2, Basel-Landschaft

Region 2, Basel-Landschaft: the PrimaCare model from Philos costs CHF 621.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 621.80, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 494.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PrimaCare costs CHF 876.00 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 621.80CHF 578.30
500CHF 610.30CHF 567.60
1'000CHF 581.30CHF 540.60
1'500CHF 551.80CHF 513.20
2'000CHF 522.80CHF 486.20
2'500CHF 493.80CHF 459.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 483.50CHF 449.70
500CHF 472.00CHF 439.00
1'000CHF 443.00CHF 412.00
1'500CHF 413.50CHF 384.60
2'000CHF 384.50CHF 357.60
2'500CHF 355.50CHF 330.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 158.10CHF 147.10
100CHF 152.30CHF 141.70
200CHF 146.50CHF 136.30
300CHF 140.60CHF 130.80
400CHF 134.80CHF 125.40
500CHF 129.00CHF 120.00
600CHF 123.10CHF 114.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.