Philos PrimaCare — Basel-Stadt
Basel-Stadt: the PrimaCare model from Philos costs CHF 683.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 683.00, PrimaCare is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 961.20 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 683.00 | CHF 635.20 |
| 500 | CHF 671.50 | CHF 624.50 |
| 1'000 | CHF 642.50 | CHF 597.60 |
| 1'500 | CHF 613.00 | CHF 570.10 |
| 2'000 | CHF 584.00 | CHF 543.10 |
| 2'500 | CHF 555.00 | CHF 516.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 529.20 | CHF 492.20 |
| 500 | CHF 517.70 | CHF 481.50 |
| 1'000 | CHF 488.70 | CHF 454.50 |
| 1'500 | CHF 459.20 | CHF 427.10 |
| 2'000 | CHF 430.20 | CHF 400.10 |
| 2'500 | CHF 401.20 | CHF 373.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 155.90 | CHF 145.00 |
| 100 | CHF 150.10 | CHF 139.60 |
| 200 | CHF 144.30 | CHF 134.20 |
| 300 | CHF 138.40 | CHF 128.70 |
| 400 | CHF 132.60 | CHF 123.30 |
| 500 | CHF 126.80 | CHF 117.90 |
| 600 | CHF 120.90 | CHF 112.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.