Philos PrimaCare — Geneva
Geneva: the PrimaCare model from Philos costs CHF 700.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 700.40, PrimaCare is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 985.20 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 700.40 | CHF 651.40 |
| 500 | CHF 688.90 | CHF 640.70 |
| 1'000 | CHF 659.90 | CHF 613.70 |
| 1'500 | CHF 630.40 | CHF 586.30 |
| 2'000 | CHF 601.40 | CHF 559.30 |
| 2'500 | CHF 572.40 | CHF 532.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 542.60 | CHF 504.70 |
| 500 | CHF 531.10 | CHF 494.00 |
| 1'000 | CHF 502.10 | CHF 467.00 |
| 1'500 | CHF 472.60 | CHF 439.60 |
| 2'000 | CHF 443.60 | CHF 412.60 |
| 2'500 | CHF 414.60 | CHF 385.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 178.60 | CHF 166.10 |
| 100 | CHF 172.80 | CHF 160.70 |
| 200 | CHF 167.00 | CHF 155.30 |
| 300 | CHF 161.10 | CHF 149.80 |
| 400 | CHF 155.30 | CHF 144.40 |
| 500 | CHF 149.50 | CHF 139.00 |
| 600 | CHF 143.60 | CHF 133.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.