Philos PrimaCare — Region 1, Schaffhausen
Region 1, Schaffhausen: the PrimaCare model from Philos costs CHF 557.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 557.60, PrimaCare is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 784.80 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 557.60 | CHF 518.60 |
| 500 | CHF 546.10 | CHF 507.90 |
| 1'000 | CHF 517.10 | CHF 480.90 |
| 1'500 | CHF 487.60 | CHF 453.50 |
| 2'000 | CHF 458.60 | CHF 426.50 |
| 2'500 | CHF 429.60 | CHF 399.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 433.80 | CHF 403.40 |
| 500 | CHF 422.30 | CHF 392.70 |
| 1'000 | CHF 393.30 | CHF 365.70 |
| 1'500 | CHF 363.80 | CHF 338.30 |
| 2'000 | CHF 334.80 | CHF 311.30 |
| 2'500 | CHF 305.80 | CHF 284.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.20 | CHF 118.30 |
| 100 | CHF 121.40 | CHF 112.90 |
| 200 | CHF 115.60 | CHF 107.50 |
| 300 | CHF 109.70 | CHF 102.10 |
| 400 | CHF 103.90 | CHF 96.70 |
| 500 | CHF 98.10 | CHF 91.30 |
| 600 | CHF 92.20 | CHF 85.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.