Philos PrimaCare — Region 2, Schaffhausen
Region 2, Schaffhausen: the PrimaCare model from Philos costs CHF 524.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 524.20, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 738.00 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 524.20 | CHF 487.50 |
| 500 | CHF 512.70 | CHF 476.80 |
| 1'000 | CHF 483.70 | CHF 449.80 |
| 1'500 | CHF 454.20 | CHF 422.40 |
| 2'000 | CHF 425.20 | CHF 395.40 |
| 2'500 | CHF 396.20 | CHF 368.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 407.70 | CHF 379.20 |
| 500 | CHF 396.20 | CHF 368.50 |
| 1'000 | CHF 367.20 | CHF 341.50 |
| 1'500 | CHF 337.70 | CHF 314.10 |
| 2'000 | CHF 308.70 | CHF 287.10 |
| 2'500 | CHF 279.70 | CHF 260.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.60 | CHF 111.20 |
| 100 | CHF 113.80 | CHF 105.80 |
| 200 | CHF 108.00 | CHF 100.40 |
| 300 | CHF 102.10 | CHF 95.00 |
| 400 | CHF 96.30 | CHF 89.60 |
| 500 | CHF 90.50 | CHF 84.20 |
| 600 | CHF 84.60 | CHF 78.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.