Philos PrimaCare — Thurgau
Thurgau: the PrimaCare model from Philos costs CHF 521.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 521.00, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 733.20 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 521.00 | CHF 484.60 |
| 500 | CHF 509.50 | CHF 473.90 |
| 1'000 | CHF 480.50 | CHF 446.90 |
| 1'500 | CHF 451.00 | CHF 419.50 |
| 2'000 | CHF 422.00 | CHF 392.50 |
| 2'500 | CHF 393.00 | CHF 365.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.20 | CHF 372.20 |
| 500 | CHF 388.70 | CHF 361.50 |
| 1'000 | CHF 359.70 | CHF 334.50 |
| 1'500 | CHF 330.20 | CHF 307.10 |
| 2'000 | CHF 301.20 | CHF 280.10 |
| 2'500 | CHF 272.20 | CHF 253.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.80 | CHF 127.20 |
| 100 | CHF 131.00 | CHF 121.80 |
| 200 | CHF 125.20 | CHF 116.40 |
| 300 | CHF 119.30 | CHF 110.90 |
| 400 | CHF 113.50 | CHF 105.50 |
| 500 | CHF 107.70 | CHF 100.10 |
| 600 | CHF 101.80 | CHF 94.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.