Philos PrimaCare — Region 1, Ticino
Region 1, Ticino: the PrimaCare model from Philos costs CHF 691.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 691.40, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 973.20 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 691.40 | CHF 643.00 |
| 500 | CHF 679.90 | CHF 632.30 |
| 1'000 | CHF 650.90 | CHF 605.40 |
| 1'500 | CHF 621.40 | CHF 577.90 |
| 2'000 | CHF 592.40 | CHF 551.00 |
| 2'500 | CHF 563.40 | CHF 524.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.70 | CHF 475.90 |
| 500 | CHF 500.20 | CHF 465.20 |
| 1'000 | CHF 471.20 | CHF 438.20 |
| 1'500 | CHF 441.70 | CHF 410.80 |
| 2'000 | CHF 412.70 | CHF 383.80 |
| 2'500 | CHF 383.70 | CHF 356.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 166.10 | CHF 154.50 |
| 100 | CHF 160.30 | CHF 149.10 |
| 200 | CHF 154.50 | CHF 143.70 |
| 300 | CHF 148.60 | CHF 138.20 |
| 400 | CHF 142.80 | CHF 132.80 |
| 500 | CHF 137.00 | CHF 127.40 |
| 600 | CHF 131.10 | CHF 121.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.