Philos PrimaCare — Region 2, Ticino
Region 2, Ticino: the PrimaCare model from Philos costs CHF 650.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 650.00, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 914.40 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 650.00 | CHF 604.50 |
| 500 | CHF 638.50 | CHF 593.80 |
| 1'000 | CHF 609.50 | CHF 566.80 |
| 1'500 | CHF 580.00 | CHF 539.40 |
| 2'000 | CHF 551.00 | CHF 512.40 |
| 2'500 | CHF 522.00 | CHF 485.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 481.00 | CHF 447.40 |
| 500 | CHF 469.50 | CHF 436.70 |
| 1'000 | CHF 440.50 | CHF 409.70 |
| 1'500 | CHF 411.00 | CHF 382.30 |
| 2'000 | CHF 382.00 | CHF 355.30 |
| 2'500 | CHF 353.00 | CHF 328.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 156.10 | CHF 145.20 |
| 100 | CHF 150.30 | CHF 139.80 |
| 200 | CHF 144.50 | CHF 134.40 |
| 300 | CHF 138.60 | CHF 128.90 |
| 400 | CHF 132.80 | CHF 123.50 |
| 500 | CHF 127.00 | CHF 118.10 |
| 600 | CHF 121.10 | CHF 112.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.