Philos PrimaCare — Uri
Uri: the PrimaCare model from Philos costs CHF 504.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 504.60, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 709.20 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 504.60 | CHF 469.20 |
| 500 | CHF 493.10 | CHF 458.60 |
| 1'000 | CHF 464.10 | CHF 431.60 |
| 1'500 | CHF 434.60 | CHF 404.10 |
| 2'000 | CHF 405.60 | CHF 377.20 |
| 2'500 | CHF 376.60 | CHF 350.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.20 | CHF 372.20 |
| 500 | CHF 388.70 | CHF 361.50 |
| 1'000 | CHF 359.70 | CHF 334.50 |
| 1'500 | CHF 330.20 | CHF 307.10 |
| 2'000 | CHF 301.20 | CHF 280.10 |
| 2'500 | CHF 272.20 | CHF 253.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.60 | CHF 112.10 |
| 100 | CHF 114.80 | CHF 106.70 |
| 200 | CHF 109.00 | CHF 101.40 |
| 300 | CHF 103.10 | CHF 95.90 |
| 400 | CHF 97.30 | CHF 90.50 |
| 500 | CHF 91.50 | CHF 85.10 |
| 600 | CHF 85.60 | CHF 79.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.