Philos PrimaCare — Region 1, Valais
Region 1, Valais: the PrimaCare model from Philos costs CHF 560.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 560.10, PrimaCare is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 788.40 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 560.10 | CHF 520.90 |
| 500 | CHF 548.60 | CHF 510.20 |
| 1'000 | CHF 519.60 | CHF 483.30 |
| 1'500 | CHF 490.10 | CHF 455.80 |
| 2'000 | CHF 461.10 | CHF 428.90 |
| 2'500 | CHF 432.10 | CHF 401.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.40 | CHF 383.60 |
| 500 | CHF 400.90 | CHF 372.90 |
| 1'000 | CHF 371.90 | CHF 345.90 |
| 1'500 | CHF 342.40 | CHF 318.50 |
| 2'000 | CHF 313.40 | CHF 291.50 |
| 2'500 | CHF 284.40 | CHF 264.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.30 | CHF 115.60 |
| 100 | CHF 118.50 | CHF 110.20 |
| 200 | CHF 112.70 | CHF 104.80 |
| 300 | CHF 106.80 | CHF 99.30 |
| 400 | CHF 101.00 | CHF 93.90 |
| 500 | CHF 95.20 | CHF 88.50 |
| 600 | CHF 89.30 | CHF 83.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.