Philos PrimaCare — Region 2, Valais
Region 2, Valais: the PrimaCare model from Philos costs CHF 526.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 526.50, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 741.60 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 526.50 | CHF 489.70 |
| 500 | CHF 515.00 | CHF 479.00 |
| 1'000 | CHF 486.00 | CHF 452.00 |
| 1'500 | CHF 456.50 | CHF 424.60 |
| 2'000 | CHF 427.50 | CHF 397.60 |
| 2'500 | CHF 398.50 | CHF 370.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.70 | CHF 360.60 |
| 500 | CHF 376.20 | CHF 349.90 |
| 1'000 | CHF 347.20 | CHF 322.90 |
| 1'500 | CHF 317.70 | CHF 295.50 |
| 2'000 | CHF 288.70 | CHF 268.50 |
| 2'500 | CHF 259.70 | CHF 241.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.80 | CHF 108.60 |
| 100 | CHF 111.00 | CHF 103.30 |
| 200 | CHF 105.20 | CHF 97.90 |
| 300 | CHF 99.30 | CHF 92.40 |
| 400 | CHF 93.50 | CHF 87.00 |
| 500 | CHF 87.70 | CHF 81.60 |
| 600 | CHF 81.80 | CHF 76.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.