Philos PrimaCare — Region 1, Vaud
Region 1, Vaud: the PrimaCare model from Philos costs CHF 683.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 683.70, PrimaCare is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 962.40 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 683.70 | CHF 635.90 |
| 500 | CHF 672.20 | CHF 625.20 |
| 1'000 | CHF 643.20 | CHF 598.20 |
| 1'500 | CHF 613.70 | CHF 570.80 |
| 2'000 | CHF 584.70 | CHF 543.80 |
| 2'500 | CHF 555.70 | CHF 516.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 492.40 | CHF 457.90 |
| 500 | CHF 480.90 | CHF 447.30 |
| 1'000 | CHF 451.90 | CHF 420.30 |
| 1'500 | CHF 422.40 | CHF 392.80 |
| 2'000 | CHF 393.40 | CHF 365.90 |
| 2'500 | CHF 364.40 | CHF 338.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 179.50 | CHF 166.90 |
| 100 | CHF 173.70 | CHF 161.50 |
| 200 | CHF 167.90 | CHF 156.20 |
| 300 | CHF 162.00 | CHF 150.70 |
| 400 | CHF 156.20 | CHF 145.30 |
| 500 | CHF 150.40 | CHF 139.90 |
| 600 | CHF 144.50 | CHF 134.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.