Philos PrimaCare — Region 1, Zurich
Region 1, Zurich: the PrimaCare model from Philos costs CHF 621.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 621.30, PrimaCare is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 873.60 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 621.30 | CHF 577.80 |
| 500 | CHF 609.80 | CHF 567.10 |
| 1'000 | CHF 580.80 | CHF 540.10 |
| 1'500 | CHF 551.30 | CHF 512.70 |
| 2'000 | CHF 522.30 | CHF 485.70 |
| 2'500 | CHF 493.30 | CHF 458.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 483.00 | CHF 449.20 |
| 500 | CHF 471.50 | CHF 438.50 |
| 1'000 | CHF 442.50 | CHF 411.50 |
| 1'500 | CHF 413.00 | CHF 384.10 |
| 2'000 | CHF 384.00 | CHF 357.10 |
| 2'500 | CHF 355.00 | CHF 330.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 171.80 | CHF 159.80 |
| 100 | CHF 166.00 | CHF 154.40 |
| 200 | CHF 160.20 | CHF 149.00 |
| 300 | CHF 154.30 | CHF 143.50 |
| 400 | CHF 148.50 | CHF 138.10 |
| 500 | CHF 142.70 | CHF 132.70 |
| 600 | CHF 136.80 | CHF 127.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.