Philos PrimaCare — Region 2, Zurich
Region 2, Zurich: the PrimaCare model from Philos costs CHF 552.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 552.90, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 778.80 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 552.90 | CHF 514.20 |
| 500 | CHF 541.40 | CHF 503.50 |
| 1'000 | CHF 512.40 | CHF 476.60 |
| 1'500 | CHF 482.90 | CHF 449.10 |
| 2'000 | CHF 453.90 | CHF 422.20 |
| 2'500 | CHF 424.90 | CHF 395.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 429.90 | CHF 399.80 |
| 500 | CHF 418.40 | CHF 389.10 |
| 1'000 | CHF 389.40 | CHF 362.10 |
| 1'500 | CHF 359.90 | CHF 334.70 |
| 2'000 | CHF 330.90 | CHF 307.70 |
| 2'500 | CHF 301.90 | CHF 280.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.90 | CHF 142.20 |
| 100 | CHF 147.10 | CHF 136.80 |
| 200 | CHF 141.30 | CHF 131.40 |
| 300 | CHF 135.40 | CHF 126.00 |
| 400 | CHF 129.60 | CHF 120.60 |
| 500 | CHF 123.80 | CHF 115.20 |
| 600 | CHF 117.90 | CHF 109.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.