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Médecin de famille 1 or MultiAccess — Aargau

Aargau: with Sanitas, Médecin de famille 1 costs CHF 478.75 a month in 2026 and MultiAccess CHF 500.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 264.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 478.75CHF 500.80CHF 264.60
500CHF 467.15CHF 489.20CHF 264.60
1'000CHF 437.95CHF 460.00CHF 264.60
1'500CHF 408.75CHF 430.80CHF 264.60
2'000CHF 379.65CHF 401.70CHF 264.60
2'500CHF 350.45CHF 372.50CHF 264.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.