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Médecin de famille 1 or MultiAccess — Neuchâtel

Neuchâtel: with Sanitas, Médecin de famille 1 costs CHF 597.15 a month in 2026 and MultiAccess CHF 624.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 330.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 597.15CHF 624.70CHF 330.60
500CHF 585.55CHF 613.10CHF 330.60
1'000CHF 556.35CHF 583.90CHF 330.60
1'500CHF 527.15CHF 554.70CHF 330.60
2'000CHF 498.05CHF 525.60CHF 330.60
2'500CHF 468.85CHF 496.40CHF 330.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.