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Médecin de famille 1 or MultiAccess — Region 1, Fribourg

Region 1, Fribourg: with Sanitas, Médecin de famille 1 costs CHF 503.75 a month in 2026 and MultiAccess CHF 526.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 277.80 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 503.75CHF 526.90CHF 277.80
500CHF 492.15CHF 515.30CHF 277.80
1'000CHF 462.95CHF 486.10CHF 277.80
1'500CHF 433.75CHF 456.90CHF 277.80
2'000CHF 404.65CHF 427.80CHF 277.80
2'500CHF 375.45CHF 398.60CHF 277.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.