Médecin de famille 1 or MultiAccess — Uri
Uri: with Sanitas, Médecin de famille 1 costs CHF 404.10 a month in 2026 and MultiAccess CHF 422.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille 1 is the cheaper of the two here: CHF 223.20 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.
- Médecin de famille 1
Family doctor
You pick a family doctor and always go to them first.
- MultiAccess
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Médecin de famille 1 | MultiAccess | Gap per year |
|---|---|---|---|
| 300 | CHF 404.10 | CHF 422.70 | CHF 223.20 |
| 500 | CHF 392.50 | CHF 411.10 | CHF 223.20 |
| 1'000 | CHF 363.30 | CHF 381.90 | CHF 223.20 |
| 1'500 | CHF 334.10 | CHF 352.70 | CHF 223.20 |
| 2'000 | CHF 305.00 | CHF 323.60 | CHF 223.20 |
| 2'500 | CHF 275.80 | CHF 294.40 | CHF 223.20 |
The comparison, region by region
- Médecin de famille 1 or MultiAccess?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.