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Médecin de famille 1 or MultiAccess — Region 1, Vaud

Region 1, Vaud: with Sanitas, Médecin de famille 1 costs CHF 587.85 a month in 2026 and MultiAccess CHF 614.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 324.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 587.85CHF 614.90CHF 324.60
500CHF 576.25CHF 603.30CHF 324.60
1'000CHF 547.05CHF 574.10CHF 324.60
1'500CHF 517.85CHF 544.90CHF 324.60
2'000CHF 488.75CHF 515.80CHF 324.60
2'500CHF 459.55CHF 486.60CHF 324.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.