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Médecin de famille 1 or MultiAccess — Region 2, Vaud

Region 2, Vaud: with Sanitas, Médecin de famille 1 costs CHF 581.60 a month in 2026 and MultiAccess CHF 608.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 321.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 581.60CHF 608.40CHF 321.60
500CHF 570.00CHF 596.80CHF 321.60
1'000CHF 540.80CHF 567.60CHF 321.60
1'500CHF 511.60CHF 538.40CHF 321.60
2'000CHF 482.50CHF 509.30CHF 321.60
2'500CHF 453.30CHF 480.10CHF 321.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.