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Médecin de famille 1 or MultiAccess — Region 1, Zurich

Region 1, Zurich: with Sanitas, Médecin de famille 1 costs CHF 538.90 a month in 2026 and MultiAccess CHF 563.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 297.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 538.90CHF 563.70CHF 297.60
500CHF 527.30CHF 552.10CHF 297.60
1'000CHF 498.10CHF 522.90CHF 297.60
1'500CHF 468.90CHF 493.70CHF 297.60
2'000CHF 439.80CHF 464.60CHF 297.60
2'500CHF 410.60CHF 435.40CHF 297.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.