Médecin de famille 1 or MultiAccess — Thurgau
Thurgau: with Sanitas, Médecin de famille 1 costs CHF 463.20 a month in 2026 and MultiAccess CHF 484.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille 1 is the cheaper of the two here: CHF 255.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.
- Médecin de famille 1
Family doctor
You pick a family doctor and always go to them first.
- MultiAccess
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Médecin de famille 1 | MultiAccess | Gap per year |
|---|---|---|---|
| 300 | CHF 463.20 | CHF 484.50 | CHF 255.60 |
| 500 | CHF 451.60 | CHF 472.90 | CHF 255.60 |
| 1'000 | CHF 422.40 | CHF 443.70 | CHF 255.60 |
| 1'500 | CHF 393.20 | CHF 414.50 | CHF 255.60 |
| 2'000 | CHF 364.10 | CHF 385.40 | CHF 255.60 |
| 2'500 | CHF 334.90 | CHF 356.20 | CHF 255.60 |
The comparison, region by region
- Médecin de famille 1 or MultiAccess?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.