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Médecin de famille 1 or MultiAccess — Region 3, Grisons

Region 3, Grisons: with Sanitas, Médecin de famille 1 costs CHF 434.75 a month in 2026 and MultiAccess CHF 454.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 240.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 1MultiAccessGap per year
300CHF 434.75CHF 454.80CHF 240.60
500CHF 423.15CHF 443.20CHF 240.60
1'000CHF 393.95CHF 414.00CHF 240.60
1'500CHF 364.75CHF 384.80CHF 240.60
2'000CHF 335.65CHF 355.70CHF 240.60
2'500CHF 306.45CHF 326.50CHF 240.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.